Biography of Thomas G. Cloud, Jr., CFP®

rry about what will happen.

When people believe and understand who really owns everything, this can happen. Thomas takes pleasure in guiding his clients as they implement the financial planning strategies that help them become better stewards and meet the financial and life goals God has laid on their hearts. Mr. Cloud’s: ability to help others grow their wealth more conservatively, consistently, and profitably than any one investment by itself separate him from most others in his field. To do this Thomas created an asset allocation tactic he calls a TDP® for Truly Diversified Portfolio™. The TDP® is managed using verses, he believes are relevant, from the Bible.

Mr. Cloud is a CERTIFIED FINANCIAL PLANNER™ practitioner. This designation has rigorous requirements that are described in more detail at http://www.cfp.net/learn/knowledgebase.asp?id=11. The CFP® is one of the most respected and hardest designations to obtain in all of the financial services industry.

Thomas Cloud, Jr., is also a Qualified Kingdom Advisor. One of the greatest unrecognized and unmet needs in the body of Christ today is the ability to find a financial professional who shares a Biblical perspective on stewardship. Kingdom Advisors' qualification process introduces a new level of qualified Christian financial professionals who are equipped to integrate Biblical counsel with financial counsel. What should I look for in a Qualified Kingdom Advisor?
 

Thomas has passed the NASD series 6, 22, 63, and 65 examinations. Mr. Cloud has a BA in Management and certificate in finance from the Georgia Institute of Technology. Mr. Cloud has passed the state insurance examination as well. He has also earned the Chartered Financial Consultant (ChFC©) designation from the American College. To become a ChFC Mr. Cloud had to meet experience requirements and pass exams covering finance and investing. The experience requirement is to have at least three years of experience in the financial industry, and have studied and passed an examination on the fundamentals of financial planning, including income taxation, insurance, investment and estate planning. The College for Financial Planning®, located in Denver, awarded Thomas Cloud, Jr., of Roswell, Georgia, the Accredited Asset Management Specialist or AAMS® Professional Designation. Individuals who complete the program, pass a final exam, and sign a code of ethics and disclosure form earn the AAMS designation. Developed in response to the need for advanced training within investment firms, the Accredited Asset Management Specialist Professional Designation Program offers investment professionals with the precise, hands-on information needed to provide ample, planning-oriented asset management advice. Study topics include understanding the asset management process, recognizing the best investment solutions for clients, considering investments in terms of risk and return, understanding asset allocation and strategies, and considering the special planning needs of high-net-worth clients and small-business owners. Several books focus on how investment needs relate to the broader areas of insurance, taxation, estate planning, and retirement issues. Regulation and ethics for the investment professional also are addressed. He is also a Certified Senior Advisor (CSA) and Registered Investment Advisor (RIA). To become a Certified Senior Advisor (CSA), he completed a 24-part program of study in the financial, physical, emotional, and personal issues of seniors. Thomas also participated in both the Financial Management Association (FMA) and the investment club while attending Georgia Tech. His investment club was featured on CNNFN because they were an elite college club picking stocks, which outperformed the S&P 500 two years in a row. After college, he worked for First Union National Bank, then Southwick Investments (securities), and Turamali (tangibles and other non securities).

Mr. Cloud wrote a chapter in the book “Piercing the Future: Prophecy and the New Millennium.” Thomas Cloud, Jr. also wrote the ebook The Ten Biggest Mistakes Any Investor Makes. Currently Mr. Cloud writes a monthly financial, economic, and geopolitical article for the prestigious political website Purepolitics.com. He also writes for Business Reform magazine. Thomas Cloud, Jr.'s articles have also been published by the Christian Ranchman and Spiritual Voice News. Toastmasters International has recognized Thomas G. Cloud, Jr. as a Competent Toastmaster. Mr. Cloud has completed the 12-week Crown Financial Ministries study and also led the study at First Baptist Church Atlanta. Thomas is a professional member of Kingdom Advisors.

Mr. Cloud lives in Roswell, Georgia with his wife Alix and four children Tripp, Dot, Neil, and Bert. Alix enjoys painting, family time, and visiting with friends. Thomas enjoys chess, basketball, Bible study groups, visiting with friends, watching college football, and public speaking. Alix graduated from the University of Georgia, which is the arch-interstate rival to Thomas’s alma mater – Georgia Tech.

Eleven Two Fund Management does not provide legal or tax advice.